I don't know if you've heard about Wealth Without Risk, a program by Saen Higgins that claims to be able to make its users wealthy without risk. Saen Higgins has his own infomercial and the product looked like it could actually work. I thought that this guy was interesting; Every time I looked up Wealth Without Risk online, people wrote that Saen Higgins worked. I was still curious, so I bought the book and I realized that in fact, everything that he says in his book makes complete sense. Let me break it down for you:
1. People don't to pay their property tax. I don't know why, but sometimes people are busy and they forget. Maybe they're in a terrible financial situation and they just can't pay off their property tax at that time.
2. YOU pay off their property tax. Depending on the county and the state, there is a redemption period ranging from 3 to 5 years. This gives the current owner of the property a grace time to pay off their property tax (with interest), which goes directly to YOU. The interest can be up to 25% so imagine how much money you could make depending on the tax lien certificates that you purchase!
3. Since the wait time can be up to four years, don't expect to get your money right away. Once the redemption period has run out, and the current owner STILL hasn't paid you back, their home goes into foreclosure and you then have a chance to take their property.
4. When a house goes into foreclosure, the bank becomes the new owner and since the bank absolutely does not want to give you a home for about a couple hundred dollars, they will pay you the money that you are owed instead.
It really is easy money, you just have to do your research and it takes more time than you want. The thing with infomercials is that people just expect money to magically fall out of thin air once they purchase Wealth Without Risk, which it doesn't. It takes a bit more time and the Saen Higgins website gives you advice and tips to help you not to make mistakes that other people go through when trying to do this on their own.
Overall, it's a solid product and everything is true, which is why other gurus have tried releasing their own products that are virtually identical to Wealth Without Risk. It's not a scam; it's a real system and people have been investing in tax liens for years.
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